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Terms of Use

Last updated: May 2, 2026

Acceptance of Terms

By accessing xMortgageBroker.com, you agree to these Terms of Use. This website is operated by Preferred Mortgage Corporation of New York (NMLS #44812). If you do not agree to these terms, please do not use this site.

Informational Purposes Only

The content on this website is provided for informational purposes only and does not constitute a commitment to lend, a loan approval, or financial advice. All loan programs are subject to credit approval, property eligibility, and lender guidelines. Rates and terms are subject to change without notice and without obligation.

No Guarantee of Loan Approval

Submission of a loan inquiry or application does not guarantee loan approval or specific loan terms. Not all applicants will qualify. DSCR loans are available for investment properties only and are not available for primary residences in all states.

AI-Generated Content

This website uses artificial intelligence tools, including Google Gemini, to generate news summaries and respond to mortgage-related questions. AI-generated content is provided for general informational purposes only and should not be relied upon as legal, financial, or professional advice. Always consult with a licensed mortgage professional before making financial decisions.

Third-Party Links

This site may contain links to third-party websites. We are not responsible for the content or privacy practices of those sites.

Intellectual Property

All content on this website, including text, graphics, logos, and code, is the property of xMortgageBroker.com and Preferred Mortgage Corporation of New York. Unauthorized reproduction or distribution is prohibited.

Contact

Questions about these terms? Contact us at hello@xmortgagebroker.com.

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