Investment Loans  ·  Non-QM  ·  Bridge  ·  1031 Exchange  ·  DSCR Nationwide
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DSCR NATIONWIDE · INVESTMENT SOLUTIONS · 1031 Exchange

Financing Built for
Real Estate Investors

DSCR loans and 1031 exchange financing designed to help investors scale their rental portfolios.

  • No W-2 income verification
  • Close in an LLC
  • Flexible solutions for rental and short-term investment properties
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Today's Market Rates
DSCR / Investor—
Jumbo—
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Supporting real estate investors nationwide
DSCR Investment Loans
1031 Exchange Financing Strategies
Portfolio Expansion Solutions
Access to Dozens of Wholesale Lenders
What We Do

Investor Financing Solutions

We specialize in financing solutions designed specifically for real estate investors.

DSCR Loans

Scale your rental portfolio without relying on personal income verification. DSCR loans qualify investors based on property cash flow rather than tax returns or W-2 income.

  • Qualify based on rental income
  • Close in an LLC
  • Short-term rental friendly
  • Loans up to $3M
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1031 Exchange Financing

Structure replacement property financing that supports tax-deferred portfolio growth through 1031 exchanges.

  • Replacement property financing
  • Bridge solutions when timing matters
  • Coordination with exchange intermediaries
  • Multi-property exchange strategies
Explore 1031 Exchange Loans

Portfolio Growth Financing

As investors scale their portfolios, financing becomes more complex. We help structure loans that allow investors to expand while maintaining flexibility.

  • Portfolio loan strategies
  • Cash-out refinance options
  • Rental portfolio expansion
  • Access to multiple lender programs
Explore Portfolio Financing
Investor Solutions

Built for Every Stage of Real Estate Investing

01

First Rental Property

Start building your investment portfolio with DSCR financing designed for rental properties.

02

Growing Portfolio

Expand into multiple rental properties with investor loan programs built for scaling.

03

1031 Exchange Investors

Sell one property and reinvest tax-deferred into new investment opportunities.

04

Short-Term Rental Investors

Finance Airbnb and vacation rental properties with investor-friendly loan programs.

05

Portfolio Refinance

Unlock equity from existing properties and reinvest into new opportunities.

Our Edge

Why Investors Work With xMortgageBroker

01

Investor-Focused Expertise

Our team works with real estate investors every day and understands how rental property financing differs from traditional mortgages. DSCR, Non-QM, and portfolio loans are our specialty — not an afterthought.

02

Wholesale Lending Access

As a mortgage broker, we access dozens of lenders to find the right loan structure for each investment scenario — not just what one bank offers. View today's rates →

03

Strategic Financing Guidance

We help investors evaluate deals, understand financing options, and structure loans that support long-term portfolio growth. From your first rental to a 1031 exchange, we quarterback the full stack.

The Team

Meet Your Investor Financing Team

Real estate investors often need more than just a loan. They need guidance, timing, and financing strategies that support their long-term investment goals.

We work alongside investors, real estate agents, and 1031 exchange intermediaries to structure financing solutions that support portfolio growth.

Steve Bucciarelli, Licensed Mortgage Loan Officer at xMortgageBroker — DSCR and investment property specialist

Steve Bucciarelli

Licensed Mortgage Broker

NMLS #2002586  |  Preferred Mortgage Corp of NY

Investment Property Financing Specialist. Steve specializes in DSCR and investment property financing for real estate investors across all 50 states. With deep expertise in non-QM lending and wholesale lender relationships, he helps investors qualify for loans that traditional banks won't offer.

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Zach Warner, Real Estate Agent and Mortgage Loan Coordinator at xMortgageBroker

Zach Warner

Real Estate Agent & Investment Coordinator

Preferred Mortgage Corp of NY

Zach coordinates the buy/sell side and the full investor stack — working alongside QIs, attorneys, and lenders to ensure 1031 exchanges and portfolio transactions close on time and on strategy.

Apply Now 5.0 · 24 Google reviews
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Recent Transactions

Recent Investor Financing

DSCR Loan

3-Unit Rental Property Acquisition

Investor acquired a 3-unit rental property using a DSCR loan — no W-2s, no tax returns. Qualified entirely on the property's rental income and closed in an LLC.

Loan Type: DSCR Purchase Entity: LLC Income Docs: None
Cash-Out Refi

Short-Term Rental Cash-Out Refinance

Airbnb property owner pulled equity via a DSCR cash-out refinance. Proceeds used to fund the down payment on the next investment property — no capital gains, no income tax.

Loan Type: DSCR Cash-Out Refi Property: STR / Airbnb Proceeds: Reinvested
1031 Exchange

1031 Exchange — Two Replacement Properties

Investor sold a long-held rental, deferred capital gains via a 1031 exchange, and reinvested the full equity into two new rental properties. Steve financed both replacements with DSCR loans. Zach coordinated the buy side and QI timeline.

Loan Type: DSCR Purchase (×2) Capital Gains: Deferred Team: Steve + Zach + QI
Knowledge Base

Investor Financing Insights

Articles focused on DSCR loans, 1031 exchange strategies, rental property financing, and investor loan programs.

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Bridge to DSCR loan strategy — how real estate investors use bridge loans to scale their rental portfolio
March 4, 2026

The Bridge-to-DSCR Strategy: How to Scale Your Portfolio Faster

Learn how savvy investors use short-term bridge loans to acquire and renovate, then refinance into a long-term DSCR loan.

Read Article →
How to close an investment property in an LLC — step-by-step guide for DSCR loan borrowers
March 3, 2026

How to Close an Investment Property in an LLC

A step-by-step guide for real estate investors on how to close a DSCR loan in an LLC or other business entity.

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DSCR loans for short-term rentals — Airbnb and VRBO financing for real estate investors
March 2, 2026

DSCR Loans for Short-Term Rentals (Airbnb & VRBO)

How lenders use projected income from AirDNA and similar tools to qualify short-term rental properties for DSCR loans.

Read Article →

Ready to Finance Your Next Investment Property?

Talk with an investor loan specialist to review financing options for your next deal.

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